FAQs

Greg Coats Cars & Trucks understands our customers are more than just a credit score. Instead of using only your credit history like traditional banks and car dealerships to make financing approval decisions, we focus on your current income and financial situation to help you get the auto financing you need.

Just like a traditional car dealership, you get approved for a vehicle and make a payment you can afford. But unlike a traditional bank or dealer, Greg Coats Cars & Trucks can help you get approved for that car, no matter your credit score or history.

If a traditional bank or car dealership has denied you for an auto loan, then Greg Coats Cars & Trucks might be perfect for you! No matter your credit score or history, we can get you approved for a car loan after answering just a few simple questions! Click here to get approved.

Get fast and easy approval on a new ride by bringing a valid photo ID, proof of income like a paycheck stub or bank statements, and proof of residence such as a lease agreement or utility bill when you come to take delivery of your vehicle. You can also submit these documents online with your application to expedite the process.

Greg Coats offers easy in-house auto financing for every used car on our lot with a quick-and-easy approval process with local banks for traditional buyers, as well as buy here pay here options for buyers with less-than-perfect credit.