OnTime Finance, LLC.

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Flexible Car Loans in Louisville, KY

OnTime Finance, LLC. offers the most competitive auto financing options in Kentucky. OnTime Finance works in partnership with Greg Coats Cars & Trucks to get customers approved for the automotive financing they need, with a fast and friendly process that's doesn't depend on a perfect credit score. Call or click below, because we're excited to serve you, too.

Bad Credit & No Credit Car Loans

You won’t be turned away for a low credit score when you shop with us. We understand that there are many reasons for bad credit, so instead of turning you away we'll work with you to make your dream car affordable, while helping you build your credit along the way.

Get Approved Online Right Away

Fill out our easy online application to get approved quickly. If you need help understanding your financing options, our friendly finance team is always available to help and answer any questions you may have. In just a few clicks you'll be one step closer to getting behind the wheel of your next car, truck, or SUV.

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New Cars and Trucks Delivered Every Day!